If you’re a low-income worker in Canada, prepare for a welcome financial lift. The Canada Revenue Agency (CRA) will issue the final $566 advance payment under the Canada Workers Benefit (CWB) on July 23, 2025.
This refundable tax credit provides real-time financial assistance to support working Canadians struggling with rising living costs.
This article covers eligibility, payment amounts, the disability supplement, and how to apply for advance payments—everything you need to know to make the most of this benefit.
What Is the Canada Workers Benefit (CWB)?
The CWB is a refundable tax credit designed to support Canadians earning a low to modest income. Unlike most tax credits that only reduce taxes owed, the CWB offers actual cash—even if you owe no tax.
You can receive it either as:
- A lump sum during tax season
- Or in advance payments like the upcoming $566 installment
CWB Advance Payment Snapshot
| Feature | Details |
|---|---|
| Next Payment Date | July 23, 2025 |
| Amount | $566 |
| Annual Max (Single) | Up to $1,633 |
| Annual Max (Families) | Up to $2,813 |
| Disability Supplement | Up to $843 extra |
| Eligibility Age | 19+ or with spouse/dependents |
| Application Form | RC201 for advance payments |
| Payment Method | Direct deposit or cheque |
| Administered By | Canada Revenue Agency (CRA) |
Why This Payment Matters
With inflation impacting food, transport, and housing, this mid-year $566 advance payment helps cover essential costs without having to wait until tax season. The CWB:
- Supports year-round income stability
- Encourages employment participation
- Reduces reliance on debt for daily living
Who Is Eligible for the $566 CWB Payment?
You must meet all of the following to qualify for the July 23 payment:
Basic Eligibility
- Be a Canadian resident throughout 2024
- Be 19 or older by December 31, 2024, or live with a spouse/common-law partner or dependent
Income Thresholds
- Singles: Up to $26,855
- Families: Combined income up to $30,639
Note: Partial payments may be available for slightly higher incomes.
Ineligible If You:
- Were a full-time student for more than 13 weeks in 2024 (unless you had dependents)
- Were incarcerated for 90+ days in 2024
- Did not file your 2024 tax return
How Much Can You Receive in Total?
| Category | Annual Maximum Benefit |
|---|---|
| Single (no dependents) | Up to $1,633 |
| Families | Up to $2,813 |
| Disability Supplement | Up to $843 extra |
The $566 installment is the final of three advance payments—these payments total up to 50% of your CWB for the year.
2024–25 CWB Advance Payment Schedule
| Installment | Date |
|---|---|
| First | July 11, 2024 |
| Second | October 10, 2024 |
| Third | July 23, 2025 |
Didn’t apply for advances? No worries—you’ll receive the full benefit as a lump sum during the 2025 tax season.
Disability Supplement – Up to $843 Extra
If you’re eligible for the Disability Tax Credit (DTC), you may receive an additional $843 through the CWB. You must:
- Be DTC-approved
- File your 2024 tax return
- Meet all standard CWB eligibility criteria
How to Apply for Advance Payments
- File your 2024 tax return – even if you owe no tax.
- Submit Form RC201 – the Canada Workers Benefit Advance Payments Application.
- Apply online via CRA My Account or mail the form to the CRA.
Keep your information updated—changes in income, residency, or marital status could affect your eligibility or amount.
The $566 Canada Workers Benefit arriving on July 23, 2025 provides essential mid-year relief to thousands of Canadians.
Whether you’re single, raising a family, or living with a disability, this payment can help ease financial strain.
To ensure you benefit, file your tax return, check your income thresholds, and apply for advance payments using Form RC201.
FAQs
How much is the Canada Workers Benefit payment on July 23, 2025?
Eligible recipients will receive $566 as the third and final advance for the 2024 benefit year.
How do I get the $566 payment?
You must have filed your 2024 tax return and submitted Form RC201 to be enrolled for advance payments.
What’s the income limit for eligibility?
- Singles: Up to $26,855
- Families: Up to $30,639