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The Canada Workers Benefit (CWB) continues in 2025 as a lifeline for low-income workers, offering up to $1,428 per quarter to eligible individuals and families.
The Canada Revenue Agency (CRA) has confirmed this tax-free support will be paid four times a year, providing timely financial assistance to help offset the rising cost of living.
What Is the Canada Workers Benefit (CWB)?
The CWB is a refundable tax credit designed to support working Canadians with modest incomes. It encourages employment and reduces poverty by providing a financial top-up throughout the year instead of waiting for an annual refund.
Key Features:
- Up to $5,712 annually (maximum of $1,428 per quarter)
- Automatic CRA deposits for eligible applicants
- Non-taxable income
- Supports both individuals and families
- Disability supplement for those who qualify
Quarterly Payment Schedule for 2025
The CRA has set four scheduled payments for eligible individuals. Here’s the breakdown:
| Quarter | Payment Date | Maximum Payment |
|---|---|---|
| Q1 | January 15, 2025 | $1,428 |
| Q2 | April 15, 2025 | $1,428 |
| Q3 | July 15, 2025 | $1,428 |
| Q4 | October 15, 2025 | $1,428 |
Note: Actual payment amounts depend on your income, marital status, and whether you have children or a disability.
Who Is Eligible for CWB in 2025?
To qualify for the Canada Workers Benefit in 2025, you must meet the following criteria:
- Be at least 19 years old by December 31, 2024 (unless living with a spouse or dependent)
- Earn employment or self-employment income
- Reside in Canada throughout the year
- Not be a full-time student, unless you support a dependent
General Income Thresholds:
| Household Type | Estimated Income Limit |
|---|---|
| Single Individual | Under $33,000 |
| Family/Married | Under $50,000 |
Those living with a disability may also receive a CWB disability supplement.
How to Receive the CWB Payments
You do not need to apply separately for the benefit. Here’s what to do:
- File your 2024 income tax return
- Opt in for advance payments via the CRA (during tax filing or CRA My Account)
- Ensure your banking and personal details are correct in CRA My Account
If you opt in, CRA will issue quarterly payments based on your previous year’s income. Any overpayment or underpayment will be adjusted when you file your 2025 return.
Why the Canada Workers Benefit Matters
With living costs rising, many low-income workers are finding it harder to manage basic expenses. The quarterly CWB payments help cover critical needs like:
- Groceries
- Utility bills
- Rent and transportation
- Childcare
By receiving regular support, workers don’t have to wait for tax season to get help—giving them better budget control throughout the year.
The Canada Workers Benefit 2025 continues to provide essential support to low-wage earners across the country.
With $1,428 quarterly payments confirmed by the CRA, this benefit ensures timely relief in an increasingly expensive economy.
If you meet the criteria, make sure to file your tax return, opt in for quarterly payments, and update your CRA account to avoid missing out on valuable income support.
FAQs
Who qualifies for the Canada Workers Benefit 2025?
Any Canadian resident aged 19 or older with low earned income, who is not a full-time student (unless with dependents), and meets the CRA’s income limits.
How do I receive quarterly CWB payments?
You must file your 2024 tax return and opt in for advance payments. CRA will use your previous income to calculate and deposit the payments.
Is the Canada Workers Benefit taxable?
No, the CWB is a refundable tax credit, meaning it is not considered taxable income and will not reduce other benefits.