Jerry
As the cost of living continues to rise, the Canada Revenue Agency (CRA) has confirmed updated benefit payment amounts for multiple support programs starting July 2025. These increases aim to help low- and moderate-income Canadians manage inflation and maintain financial stability.
If you currently receive CPP, OAS, GIS, CCB, GST/HST Credit, or the Canada Carbon Rebate (CCR), these adjustments could mean more money in your pocket. Here’s a complete guide to the new payment rates, eligibility details, and key dates.
Overview of CRA Benefit Increases – July 2025
| Benefit Program | Maximum Monthly Amount | Next Payment Date |
|---|---|---|
| Canada Pension Plan (CPP) | $1,433.00 | July 28, 2025 |
| Old Age Security (OAS) | $727.67 (65–74), $800.44 (75+) | July 28, 2025 |
| Guaranteed Income Supplement (GIS) | $1,086.88 (single), $654.23 (spouse) | July 28, 2025 |
| Canada Child Benefit (CCB) | $648.91 (<6), $547.50 (ages 6–17) | July 17, 2025 |
| GST/HST Credit | $129.75 (individual), $170+child supplements | July 4, 2025 |
| Canada Carbon Rebate (CCR) | Varies by province and household size | July 22, 2025 |
Canada Pension Plan (CPP)
The Canada Pension Plan provides monthly retirement income to eligible Canadians who have contributed during their working years.
- Maximum Payment: $1,433.00 per month
- Eligibility: Must be 60 years or older and have made at least one valid CPP contribution
- Next Payment Date: July 28, 2025
Old Age Security (OAS)
The OAS benefit supports seniors aged 65 and above who meet residency requirements.
- Ages 65–74: $727.67 per month
- Ages 75 and over: $800.44 per month
- Eligibility: Must have lived in Canada for at least 10 years after age 18
- Next Payment Date: July 28, 2025
Guaranteed Income Supplement (GIS)
The GIS provides additional financial support to low-income OAS recipients.
- Single Seniors: $1,086.88 per month
- Couples (per spouse): $654.23 per month
- Eligibility: Based on annual income levels
- Next Payment Date: July 28, 2025
Canada Child Benefit (CCB)
The CCB helps parents with the cost of raising children under the age of 18.
- Children under 6: $648.91 per month
- Children aged 6–17: $547.50 per month
- Eligibility: Based on income and number of children
- Next Payment Date: July 17, 2025
GST/HST Credit
The GST/HST Credit helps offset the cost of sales taxes for individuals and families with modest incomes.
- Individuals: $129.75 per quarter
- Couples: $170 base + $44.75 per child
- Eligibility: Based on income filed on 2024 tax return
- Next Payment Date: July 4, 2025
Canada Carbon Rebate (CCR)
The CCR is a quarterly payment designed to offset federal carbon pricing costs.
- Payment Amount: Varies by province and family size
- Eligibility: Must have filed 2024 tax return by July 2, 2025
- Next Payment Date: July 22, 2025
- Note: This will be the final CCR payment under the current structure
How to Make Sure You Receive Your Payments
To ensure timely payments:
- File your 2024 income tax return, even if you have no income
- Register for direct deposit via CRA’s MyAccount
- Verify and update personal details like address, marital status, and dependents
- Monitor CRA notifications regularly for updates and benefit eligibility changes
Why These Increases Matter
The July 2025 CRA benefit increases are timely and crucial for many Canadians:
- Seniors living on fixed incomes receive higher support through CPP, OAS, and GIS
- Parents get boosted monthly support via CCB to manage child-related expenses
- Low-income individuals and families benefit from higher GST credits and carbon rebates
These adjustments help reduce financial stress, support essential needs, and keep Canadian families resilient during economic challenges.
Summary of Payment Dates – July 2025
| Payment | Date |
|---|---|
| GST/HST Credit | July 4, 2025 |
| Canada Child Benefit | July 17, 2025 |
| Carbon Rebate | July 22, 2025 |
| CPP, OAS, GIS | July 28, 2025 |
With these benefit increases starting July 22, 2025, the CRA is reaffirming its commitment to helping Canadians weather inflation and financial pressure. Whether you’re a senior relying on pensions, a parent managing monthly expenses, or a low-income earner in need of tax credits, these changes offer critical support.
Take a few minutes to log in to your CRA MyAccount, confirm your eligibility, and make sure your details are up to date—so you can get the full amount you’re entitled to without any delays.
FAQs
When will CPP, OAS, and GIS payments be made in July 2025?
These payments will be issued on July 28, 2025.
How much will families receive under the Canada Child Benefit in July 2025?
Families will receive up to $648.91 per month for children under 6, and $547.50 per month for children aged 6–17.
When is the final Canada Carbon Rebate payment being made?
The final CCR payment is scheduled for July 22, 2025, as long as your 2024 tax return was filed by the deadline.