Inflation continues to tighten household budgets across Canada, especially when it comes to essential items like groceries, gas, and utilities.
To combat this growing strain, the Canada Revenue Agency (CRA) is stepping up with an extra GST/HST credit payment scheduled for July 30, 2025.
This tax-free payment is intended to offer relief for low- and moderate-income Canadians, helping them absorb the rising cost of living. Here’s a detailed breakdown of everything you need to know.
What Is the GST/HST Credit?
The Goods and Services Tax (GST) and Harmonized Sales Tax (HST) credit is a quarterly tax-free payment designed to help offset the burden of sales tax on daily purchases.
Administered by the CRA, it supports Canadians with low to modest incomes, ensuring essential needs are more affordable.
The credit is typically issued every three months, but July 30 brings an additional installment as part of continued economic relief measures in 2025.
Canada Extra GST Payment – Quick Overview
| Category | Details |
|---|---|
| Program | GST/HST Credit |
| Extra Payment Date | July 30, 2025 |
| Administered By | Canada Revenue Agency (CRA) |
| Eligible Recipients | Low- to moderate-income Canadian residents |
| Frequency | Quarterly (with extra payment this July) |
| Payment Methods | Direct deposit or mailed cheque |
GST/HST Payment Dates for 2025
| Payment Period | Scheduled Date |
|---|---|
| Q1 | January 5, 2025 |
| Q2 | April 4, 2025 |
| Q3 | July 4 & 30, 2025 |
| Q4 | October 3, 2025 |
Note: Some recipients receive a lump sum in July if their total benefit is under $50 per quarter.
Eligibility for July 30 GST Payment
To qualify for the July 30 payment, you must:
- Be a Canadian resident for tax purposes
- Be 19 years or older as of July 2025
If under 19, you must:- Have or had a spouse/common-law partner
- Be a parent who lives or has lived with your child
Newcomers to Canada may also qualify but need to submit form RC151 or RC66, depending on their family situation.
How Much Will You Receive?
Your payment amount depends on your family size, marital status, and net income. Below are estimates based on 2023 tax data for the 2024–2025 benefit year:
| Household Type | Maximum Annual Credit |
|---|---|
| Single, no children | $519 |
| Single with 1 child | $859 |
| Married/Common-law, no kids | $680 |
| With 1 child | $859 |
| Each additional child | +$179 |
These figures are guidelines. Actual payments may vary.
No Need to Apply – Just File Your Taxes
There’s no separate application for this credit. Simply file your income tax return, and the CRA automatically assesses eligibility. Ensure your tax return is up to date to avoid delays.
How Will You Receive Your Payment?
- Direct Deposit – Faster and more secure. It will appear as Canada FPT or GST/HST credit in your bank account.
- Cheque by Mail – If not registered for direct deposit, a cheque will be mailed to your address on file. Allow up to 10 business days for delivery.
Newcomers: What to Do
If you’ve recently moved to Canada and are filing your first return in 2025, here’s what you need:
- RC151 – For individuals without children
- RC66 – For individuals with children
These documents help CRA determine your eligibility and ensure you receive the correct amount.
Keep Your Information Up to Date
To avoid disruptions in payments, always update your CRA My Account when there’s a change in:
- Marital status
- Number of dependents
- Banking or mailing address
These updates help ensure your benefits are adjusted accurately.
How Is GST/HST Credit Different from Other Programs?
| Program | Type | Eligibility | Separate From GST? |
|---|---|---|---|
| GST/HST Credit | Quarterly | Based on income and dependents | Base Credit |
| Grocery Rebate | One-time payment | Based on GST eligibility | Yes |
| Guaranteed Income Supplement | Monthly | Low-income seniors | Yes |
The extra GST payment on July 30, 2025, serves as a financial cushion for many Canadians feeling the impact of inflation.
With no separate application required and automatic assessment through tax filings, it’s a simple yet powerful benefit to help with everyday expenses.
If you qualify, ensure your information is current and keep an eye on your bank account or mailbox around the scheduled date.
FAQs
When is the extra GST payment being made?
The CRA will issue the additional GST/HST credit on July 30, 2025.
Do I need to apply for the extra GST payment separately?
No. Filing your income tax return is all that’s required to be considered for the payment.
What if I don’t receive my payment by August?
Contact the CRA directly to track your payment status or resolve any issues with your tax account.