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In response to ongoing inflation and rising living costs, the Government of Canada has raised the Guaranteed Income Supplement (GIS) Allowance for July to September 2025.
Starting July 1, 2025, eligible spouses or common-law partners of seniors receiving GIS and Old Age Security (OAS) will now receive $1,395 per month, up from $1,381 in the previous quarter.
This 1% increase is based on the Consumer Price Index (CPI) and is part of the government’s regular quarterly review to ensure retirement income keeps pace with inflation.
What is the GIS Allowance?
The Guaranteed Income Supplement Allowance is a non-taxable monthly benefit specifically designed for low-income individuals aged 60 to 64, who are the spouses or partners of someone receiving GIS and OAS.
Since people under 65 are not eligible for GIS, this allowance acts as financial support for younger spouses in senior households.
It ensures that couples facing income limitations don’t suffer a shortfall simply because one partner is not yet 65.
GIS Allowance Increase – July to September 2025
The latest increase, effective from July 1 through September 30, 2025, ensures continued support for vulnerable households:
| Benefit | April–June 2025 | July–September 2025 |
|---|---|---|
| GIS Allowance | $1,381/month | $1,395/month |
This figure will be reviewed again in October 2025 for further CPI-based adjustments.
Eligibility for the $1,395 GIS Allowance
To receive the increased Guaranteed Income Supplement Allowance in the third quarter of 2025, applicants must meet strict eligibility criteria:
For GIS Allowance (Aged 60–64):
- Must be between 60 and 64 years old
- Must be the spouse or common-law partner of someone receiving both OAS and GIS
- Must be a Canadian resident
- Must meet low-income thresholds as defined by the CPI
For Regular GIS (Aged 65+):
- Must be 65 years or older
- Must already receive Old Age Security (OAS)
- Must meet low-income requirements
When Will the GIS Allowance Be Paid?
The next GIS and Guaranteed Income Supplement Allowance payments are scheduled for:
- Tuesday, July 29, 2025
This aligns with the OAS payment schedule, as the Guaranteed Income Supplement Allowance is paid on the same day. Depending on the banking institution, deposits may appear 1–2 days early.
Why the $1,395 GIS Allowance Boost Matters
For low-income households where one spouse is under 65, the Guaranteed Income Supplement Allowance is essential. It fills the financial gap for families that are heavily dependent on government support, particularly when only one partner qualifies for full senior benefits like OAS and CPP.
Even a small $14/month increase can make a difference in households managing basic expenses like housing, utilities, groceries, and healthcare on a fixed income.
It also highlights the federal government’s effort to adjust benefits in real-time with inflation, preserving purchasing power for Canada’s most vulnerable citizens.
Key Takeaways at a Glance
| Category | Details |
|---|---|
| Benefit Name | GIS Allowance |
| New Amount | $1,395/month |
| Previous Amount | $1,381/month |
| Eligible Age Range | 60–64 years old |
| Payment Date | July 29, 2025 |
| Residency | Must be a Canadian resident |
| Income Threshold | Must meet CPI-based limits |
| Next Adjustment | Scheduled for October 2025 |
The $1,395 GIS Allowance boost for July to September 2025 provides targeted relief for low-income Canadian families where one partner is not yet eligible for traditional retirement benefits.
While modest, this quarterly adjustment reflects Canada’s continued commitment to addressing inflation and ensuring its seniors and their families are protected from rising living expenses.
If you or someone you know may be eligible, check with Service Canada to ensure your details are up to date and you’re not missing out on this important support.
FAQs
How do I apply for the GIS Allowance?
You can apply through Service Canada online or by calling their helpline. The application requires proof of age, income, and residency.
Will this amount increase again in 2025?
Yes. The GIS Allowance is reviewed quarterly, with the next CPI adjustment in October 2025. Amounts may rise again if inflation continues.
Can someone under 60 receive the GIS Allowance?
No. The minimum age is 60. Anyone younger is not eligible, even if their spouse is receiving OAS and GIS.